Remortgage and Capital Raising

Remortgage And Capital Raising

Unlock Better Rates or Access Equity – On Your Terms

At Glass Ocean, we help homeowners and landlords across the UK remortgage with confidence — whether you’re looking to secure a better deal, raise capital, or change your mortgage terms. Based in Dulwich, London, our expert advisers work with a wide range of lenders to find the best options tailored to your financial goals.

What is Remortgaging?

Remortgaging is the process of switching your current mortgage to a new deal — either with your existing lender or a new one. People typically remortgage to:

Whatever your reason, we’ll guide you through the process and help you make the most informed choice.

What is Capital Raising?

Capital raising through your mortgage means borrowing more against the value of your home to access the equity you’ve built up. Clients often raise capital to:

With the right advice, capital raising can be a smart, tax-efficient way to access funds — and Glass Ocean is here to make it simple.

How We Help

Whole-of-Market Access – Get the best rates from high-street banks, specialist lenders, and exclusive deals
Capital Raising Expertise – We know which lenders allow equity release for different purposes
Straightforward Advice – No jargon, just honest guidance tailored to your needs
Flexible Appointments – We’re based in Dulwich and work with clients throughout the UK — online or in-person

Is Now the Right Time to Remortgage?

You should consider remortgaging if:

Your current fixed rate is ending within the next 6 months
You want to reduce your monthly payments
You need to release equity from your property
You want to pay off your mortgage sooner
Your home’s value has increased and you’re now in a lower loan-to-value (LTV) bracket

Even if you’re unsure, we’re happy to review your current mortgage and offer honest, no-pressure advice.