Income Protection
Protect Your Income & Secure Your Future
Life is unpredictable, and an unexpected illness or injury could leave you unable to work. Without a steady income, everyday expenses and financial commitments can quickly become overwhelming. At Glass Ocean, we help you find the right income protection insurance to ensure you continue receiving a regular income if you’re unable to work due to illness or disability.
What Is Income Protection Insurance?
Income protection provides monthly payments if you’re unable to work due to illness, injury, or disability. Unlike state benefits, which may be limited, this policy ensures up to 60% of your salary is covered, helping you maintain your lifestyle and meet financial obligations.
This insurance can help you cover:
- Mortgage or rent payments
- Household bills & daily expenses
- Medical treatment or rehabilitation costs
- Family expenses & childcare
How Income Protection Works
- You choose your coverage level – Decide how much of your income you want to protect.
- Select a waiting period – Payments start after a set time (e.g., 4, 8, or 12 weeks).
- Receive monthly payments – Your policy will pay out until you return to work or reach retirement age.
Unlike critical illness cover, which pays a one-off lump sum, income protection ensures a continuous monthly income for as long as you need it.
Who Should Get Income Protection?
Income protection is essential for anyone who relies on their salary to pay for their lifestyle. This includes:
- Employed & self-employed individuals
- Homeowners with mortgages
- Parents & sole providers
- Business owners & freelancers
If you don’t have sick pay benefits through work, this policy is even more important to safeguard your financial stability.
Why Choose Glass Ocean?
- Personalized Advice – We take the time to understand your needs and find the best solutions for you.
- Hassle-Free Process – We handle the paperwork and negotiations, making your experience smooth and stress-free.
- Trusted Experts – With extensive industry knowledge, we provide reliable guidance to help you make informed decisions.
- Competitive Rates – We work with a range of lenders and insurers to find the most competitive deals for you.
Get Started Today!
Whether you’re stepping onto the property ladder or looking for financial protection, Glass Ocean is here to help. Contact us today for a free consultation, and let’s secure your future together.
- Based in Dulwich, London
- Call Us Today
- Get a Free Quote
