Mortgages for Foreign Nationals
Helping You Buy Property in the UK with Confidence
At Glass Ocean, we understand that buying a property in the UK as a foreign national can feel complex — especially when navigating mortgage eligibility, legal requirements, and financial documentation from abroad. That’s why we specialise in helping non-UK citizens and expats secure the right mortgage solutions to suit their needs.
Whether you’re planning to purchase a residential home, investment property, or second home, our expert team is here to guide you through every step of the process.
Who Is a Foreign National Buyer?
You may be classed as a foreign national if:
- You live outside the UK or have recently moved here
- You do not hold British citizenship or permanent residency
- You earn your income in a foreign currency
- You have limited UK credit history
We work with lenders who welcome applications from a wide range of overseas nationals — including residents of the EU, USA, Middle East, Asia, and Africa.
What We Can Help With
- Residential Mortgages – For foreign nationals planning to live in the UK
- Buy-to-Let Mortgages – For investment properties or rental income
- Remortgaging – Better rates, equity release, or changing terms
- Joint Applications – Including one UK citizen and one non-UK citizen
- Expat Mortgages – For British citizens living overseas and investing in UK property
What You’ll Need
Foreign national mortgage applications can require more documentation than standard UK ones. Our team will help you prepare everything you need, such as:
- Proof of identity and visa or residency status
- Employment and income documentation
- International bank statements
- Proof of deposit (including source of funds)
- Credit reports or financial references
Why Choose Glass Ocean?
- Personalized Advice – We take the time to understand your needs and find the best solutions for you.
- Hassle-Free Process – We handle the paperwork and negotiations, making your experience smooth and stress-free.
- Trusted Experts – With extensive industry knowledge, we provide reliable guidance to help you make informed decisions.
- Competitive Rates – We work with a range of lenders and insurers to find the most competitive deals for you.
Get Started Today!
Whether you’re stepping onto the property ladder or looking for financial protection, Glass Ocean is here to help. Contact us today for a free consultation, and let’s secure your future together.
- Based in Dulwich, London
- Call Us Today
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