First Time Buyers
Step into Homeownership with Confidence
Buying your first home is one of life’s biggest milestones — and at Glass Ocean, we’re here to make sure it’s as smooth, informed, and exciting as it should be. Based in Dulwich, London, we specialise in helping first-time buyers across the UK secure the right mortgage, understand the process, and feel fully supported every step of the way.
Your Journey Starts Here
Navigating the mortgage market for the first time can feel overwhelming — but it doesn’t have to be. Whether you’ve just started saving your deposit or have already found your dream home, we offer clear, jargon-free advice tailored to your situation.
We’ll help you:
- Understand how much you can borrow
- Explore mortgage options that suit your income and deposit
- Access exclusive deals not available on the high street
- Get agreement in principle (AIP) quickly
- Handle the full application process from start to finish
First Time Buyer Mortgage Types
We’ll guide you through your options, which may include:
- Fixed-rate mortgages – predictable monthly payments
- Tracker or variable rates – for those comfortable with changing rates
- Guarantor or family-assisted mortgages
- Help to Buy or shared ownership schemes (if applicable)
Every first-time buyer is different — and that’s why our advice is always bespoke.
What You’ll Need
To get started, lenders typically require:
- Proof of income (e.g. payslips, tax returns if self-employed)
- Bank statements
- Credit history
- Deposit (usually a minimum of 5% of the purchase price)
We’ll explain what to prepare and support you through every form, call, and deadline.
Why Choose Glass Ocean?
- First-Time Buyer Specialists
- Friendly, Transparent Guidance
- Whole-of-Market Access – not tied to one lender
- Flexible Appointments – online or in-person in Dulwich
- No-pressure advice – just expert help when you need it
We know how important this decision is — and we’ll treat it like it’s our own.
- Based in Dulwich, London
- Call Us Today
- Get a Free Quote
