Critical Illness
Financial Protection When You Need It Most
At Glass Ocean, we understand how unexpected life events can impact your financial security. A serious illness not only affects your health but can also disrupt your income, lifestyle, and long-term plans. That’s why we help individuals and families across the UK secure critical illness cover that offers peace of mind when it matters most.
Based in Dulwich, London, we provide expert advice on tailored protection solutions to suit your personal and financial needs.
What is Critical Illness Cover?
Critical illness insurance pays out a tax-free lump sum if you are diagnosed with a serious illness or medical condition listed in your policy — such as:
- Cancer
- Heart attack
- Stroke
- Multiple sclerosis
- Organ failure
- Parkinson’s disease
- Major surgery (e.g. coronary artery bypass or transplant)
The payout can help cover lost income, mortgage payments, household bills, medical care, or simply provide financial breathing space during a difficult time.


Why Consider Critical Illness Cover?
Illness can strike when least expected, regardless of age or lifestyle. Critical illness cover provides:
- Financial stability while you recover
- Support for your family if you’re unable to work
- Mortgage protection so your home remains secure
- Freedom to focus on recovery, not finances
- Peace of mind knowing you’re covered against life-changing diagnoses
Who Is It For?
Critical illness cover is ideal for:
- Homeowners and mortgage holders
- Families with dependants
- Self-employed individuals with no sick pay
- People without sufficient employer benefits
- Anyone seeking extra protection beyond life insurance
We can also help you combine it with life insurance for comprehensive protection in a single, cost-effective policy.

How Glass Ocean Can Help
At Glass Ocean, we don’t offer one-size-fits-all cover. Instead, we:
- Review your lifestyle and financial needs
- Compare critical illness policies from trusted UK insurers
- Explain terms clearly – what’s covered and what’s not
- Help you choose the right level of cover
- Assist with claims support should you ever need it
Our advice is personal, impartial, and always in your best interest.
Protect What Matters Most
Don’t wait for the unexpected. Put a safety net in place with critical illness cover that gives you and your family the confidence to face whatever life brings.
- Based in Dulwich, London
- Call Us Today
- Get a Free Quote